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Как избавиться от долгов и решить вопросы банкротства?

Если вы столкнулись с финансовыми трудностями и больше оказались в ситуации, когда нет средств на погашение кредитов, важно знать, что существуют легальные методы решения этой проблемы. Одним из таких является процедура официального банкротства частного лица. Этот процесс позволяет списать долги полностью или частично, позволяя начать жизнь без долгов.

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Оформление банкротства частных лиц — это процедура, которая позволяет человеку официально объявить о своей финансовой несостоятельности. Она подходит для тех, у кого размер долга превышает полмиллиона рублей, а сроки платежей просрочены более чем на 3 месяца.

Банкротство для предпринимателей

Если вы зарегистрированы как индивидуальный предприниматель, но ваши доходы оказались ниже расходов, возможна процедура оформления банкротства для предпринимателей. При этом предприниматель теряет статус ИП, но начинает жизнь без финансовых обязательств. Этот процесс похож на стандартное оформление банкротства, но имеет свои нюансы.

Банкротство ипотеки

Для тех, кто столкнулся с невозможностью выплачивать ипотеку, существует вариант решения проблемы через банкротство. В рамках процедуры возможно добиться реструктуризации долга или полного аннулирования задолженности, если ситуация не позволяет иного.

Почему нельзя откладывать решение?

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Добавлено (05.02.2025, 03:56)
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Trailer trucks queue to cross into the United States at the Otay Mesa Port of Entry, in Tijuana, Mexico, November 27, 2024. Jorge Duenes/Reuters
New York
CNN
—
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Since President Donald Trump won the election in November, businesses across the globe have been bracing for higher tariffs — a key Day One promise the president made.

But over a week into his presidency, Trump has yet to enact any new tariffs.
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That could change, come 11:59 p.m. ET on Saturday — the deadline Trump set for when he says he will slap 25% tariffs on all Mexican and Canadian goods and a 10% tariff on all Chinese goods.

The tariffs, he said, will be imposed as a way of punishing the three nations, which Trump claims are responsible for helping people enter the country illegally and supplying fentanyl consumed in the US.

Speaking to reporters from the Oval Office on Thursday, Trump said he meant business, especially with his tariff threats on Mexico and Canada. White House Press Secretary Karoline Leavitt also confirmed on Friday that Trump will levy the 10% tariff on China on Saturday.
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Should these threats be believed? Yes and no, said Trump’s former Commerce Secretary Wilbur Ross.
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The threat of blanket tariffs is likely being overstated, Ross said in an interview with CNN. “There probably will be exclusions, because there are some goods that just are not made here, will not be made here, and therefore, there’s no particular point putting tariffs on.”

Ross, who was one of a handful of initial cabinet members in Trump’s first administration who kept their position for the entire four-year term, said he advocated for such exclusions when he advised Trump on tariff policies.



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Добавлено (05.02.2025, 04:06)
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Trailer trucks queue to cross into the United States at the Otay Mesa Port of Entry, in Tijuana, Mexico, November 27, 2024. Jorge Duenes/Reuters
New York
CNN
—
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Since President Donald Trump won the election in November, businesses across the globe have been bracing for higher tariffs — a key Day One promise the president made.

But over a week into his presidency, Trump has yet to enact any new tariffs.
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That could change, come 11:59 p.m. ET on Saturday — the deadline Trump set for when he says he will slap 25% tariffs on all Mexican and Canadian goods and a 10% tariff on all Chinese goods.

The tariffs, he said, will be imposed as a way of punishing the three nations, which Trump claims are responsible for helping people enter the country illegally and supplying fentanyl consumed in the US.

Speaking to reporters from the Oval Office on Thursday, Trump said he meant business, especially with his tariff threats on Mexico and Canada. White House Press Secretary Karoline Leavitt also confirmed on Friday that Trump will levy the 10% tariff on China on Saturday.
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Should these threats be believed? Yes and no, said Trump’s former Commerce Secretary Wilbur Ross.
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The threat of blanket tariffs is likely being overstated, Ross said in an interview with CNN. “There probably will be exclusions, because there are some goods that just are not made here, will not be made here, and therefore, there’s no particular point putting tariffs on.”

Ross, who was one of a handful of initial cabinet members in Trump’s first administration who kept their position for the entire four-year term, said he advocated for such exclusions when he advised Trump on tariff policies.



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Trailer trucks queue to cross into the United States at the Otay Mesa Port of Entry, in Tijuana, Mexico, November 27, 2024. Jorge Duenes/Reuters
New York
CNN
—
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Since President Donald Trump won the election in November, businesses across the globe have been bracing for higher tariffs — a key Day One promise the president made.

But over a week into his presidency, Trump has yet to enact any new tariffs.
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That could change, come 11:59 p.m. ET on Saturday — the deadline Trump set for when he says he will slap 25% tariffs on all Mexican and Canadian goods and a 10% tariff on all Chinese goods.

The tariffs, he said, will be imposed as a way of punishing the three nations, which Trump claims are responsible for helping people enter the country illegally and supplying fentanyl consumed in the US.

Speaking to reporters from the Oval Office on Thursday, Trump said he meant business, especially with his tariff threats on Mexico and Canada. White House Press Secretary Karoline Leavitt also confirmed on Friday that Trump will levy the 10% tariff on China on Saturday.
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Should these threats be believed? Yes and no, said Trump’s former Commerce Secretary Wilbur Ross.
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The threat of blanket tariffs is likely being overstated, Ross said in an interview with CNN. “There probably will be exclusions, because there are some goods that just are not made here, will not be made here, and therefore, there’s no particular point putting tariffs on.”

Ross, who was one of a handful of initial cabinet members in Trump’s first administration who kept their position for the entire four-year term, said he advocated for such exclusions when he advised Trump on tariff policies.



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Добавлено (05.02.2025, 08:26)
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London
CNN
—
Opposite a bed in central London, light filters through a stained-glass window depicting, in fragments of copper and blue, Jesus Christ.
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Three people have lived in the deserted cathedral in the past two years, with each occupant — an electrician, a sound engineer and a journalist — paying a monthly fee to live in the priest’s quarters.
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The cathedral is managed by Live-in Guardians, a company finding occupants for disused properties, including schools, libraries and pubs, across Britain. The residents — so-called property guardians — pay a fixed monthly “license fee,” which is usually much lower than the typical rent in the same area.
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Applications to become guardians are going “through the roof,” with more people in their late thirties and forties signing on than in the past, said Arthur Duke, the founder and managing director of Live-in Guardians.
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“That’s been brought about by the cost-of-living crisis,” he said. “People are looking for cheaper ways to live.”



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